Should You Close a Credit Card You Never Use? The Real Answer
Closing an unused credit card usually backfires unless it charges over $95 yearly. Keep it open to protect your credit utilization ratio and account age.
Tips to Manage and Control Spending With a Credit Card
If you don’t know the first thing about managing and controlling your spending with a credit card, now is the time to learn
If He Was Your Boyfriend – Justin Bieber Is the Latest Celeb to Have His Own Prepaid Debit Card
Welcome to the world of Justin Bieber and his newly announced position as spokesperson for the Bill My Parents prepaid debit card called SpendSmart.
How to Know You Have Too Many Credit Cards
Credit cards help individuals build their credit history. However, too many credit cards can get people in over their heads.
Getting Cash For Gift Cards You Can’t Use
If you are like most people and you receive gift cards that you cannot use–simply trade them in for cash.
Consumer Financial Protection Bureau Teams Up With the City of Newark
The Consumer Financial Protection Bureau has recently teamed up with Newark to more effectively help those who feel they have been victims of credit fraud.
How to Fix Errors In Your Credit Report
Your credit report discloses details about whether the accounts are up-to-date, delinquent, paid in full, collections, or charged off by the lender.
How to Keep Your Interest Rate Down on Your Credit Cards
If you carry a balance from month-to-month, keeping interest rates down on your credit cards can save you money each month.
Future of Credit Cards With the Technology of Smart Phones: Will the Actual Card Become Obsolete?
Technology will most likely dictate future payment methods, and consumers are always on the search for ways to enhance their shopping experience.
What are the Best Credit Cards for Small Businesses?
For accounting and tax purposes, consider a separate business credit card used exclusively for business purchases.
How to Pay Off Credit Card Spending from 2012 to 2013
If your credit card debt keeps you awake at night, here are three ways to pay down balances faster
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CFPB Has a New Approach to Financial Education
The CFPB is taking a new approach to financial education as they protect the average consumer from financial institutions.
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Fixing Errors on Your Credit Report
Your credit report determines much of your financial situation. You should make sure to check it once in a while and fix any errors you find.
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Mandatory Summer Reading: Your Credit Report
You should be checking your credit report regularly. If you haven't been, you should double check to make sure that nobody is using your identity.
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So, That’s Why Stores Ask For Your Zip Code …
One way that stores can get more information on you is by asking for your zip code.
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Getting the Most Out of Cash Back Reward Cards
The majority of cash back reward cards let you redeem cash rewards once you’ve accumulated $20.
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Financial Gardening – Weeding Your Credit Cards
If your wallet overflows with credit cards, you may decide that now's the time to do a little financial gardening. Most people have at least one credit card in their name. For...
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