What People Get Wrong About Out-of-Pocket Maximums on Health Plans
The 2026 ACA cap is $10,600, but add $6,000 in premiums and your true worst-case exposure hits $16,600. Here's what your out of pocket maximum health plan limit actually covers.
5 Costly Mistakes People Make When Choosing a Health Insurance Plan
23% of insured adults are still underinsured because of avoidable plan choices. Here are the 5 most expensive health insurance mistakes—and how to skip them.
HSA vs FSA: Which Health Savings Account Actually Saves You More?
HSAs allow up to $8,750 in family contributions and roll over forever — FSA funds vanish when you switch jobs. Here’s how to pick the account that keeps more money...
Healthy Lifestyle – Hobbies Can Help You Live Longer
Hobbies can nurture a healthy lifestyle and even help you make some side income.
Obamacare vs. Medicaid Expansion – What’s Best for the Consumers
Some states would rather take a stand against Obamacare than proceed with medicaid expansion benefits for their citizens.
Are Free Drug Samples Worth the Risk?
We all know that health care costs are going up at an alarming rate. Whenever we visit the doctor we often dread that bill that comes with, not to...
PrimeRates Market Talk: Government Shutdown Means No Data, No Earnings, No Debt Deal
The government shutdown has spooked markets as economic releases used to assess US economic performance have been cancelled.
Steps for Signing Up for Obamacare
With the implementation of Obamacare starting already, do you know how to sign up?
Provisions of Obamacare That Start October 1
Tomorrow marks the day when the rest of Obamacare’s provisions start to come into effect. Do you know how it may change the health insurance landscape?
Obamacare vs. Medicaid
With the arrival of Obamacare, you might want to consider switching from your current Medicaid plan. What’s the difference?
Obamacare Subsidies for Low-Income Americans
Healthcare isn’t cheap, but Obamacare subsidies promise to help low-income Americans afford the government mandate on health insurance.
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What Changed in Medicare Coverage in 2026: Key Updates You Need to Know
A $2,100 Part D out-of-pocket cap, negotiated prices on 10 drugs, and 2.9 million forced disenrollments — here's what Medicare's biggest structural shift means for you.
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Free Safety Upgrades: Get Fire Alarms and Car Seats for $0
Get free smoke alarms and car seats from local programs that save lives and money—see how to claim yours before these safety offers end.
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How a Freelancer With No Employer Benefits Built Full Health Coverage for Under $300 a Month
48% of ACA Marketplace enrollees are self-employed—yet most overpay or go uninsured. Here's how one freelancer built solid health insurance for under $300 a month.
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Flu, Covid and Winter
Get flu and Covid shots plus easy tips to protect your family and loved ones this winter season. Stay safe and healthy!
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Top Federal Websites with Obamacare Information
Struggling to find out more about Obamacare? Here are some great government websites with obamacare information.
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Health Insurance Exchange Promotes Competition
How health insurance exchanges are structured now promotes greater competition through transparency and price comparison.
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