High Deductible Health Plan Strategies Most Enrollees Never Use
With employer premiums rising ~9% in 2026, more workers are landing in HDHPs by default. Here's how a fully invested HSA turns that into a tax advantage—and when it backfires.
HSA vs FSA 2026: Which Saves More for Your Tax Return?
In 2026, HSA offers $4,400 savings vs FSA’s $3,400 limit. HSA funds roll over indefinitely and provide triple tax advantages.
5 Common Medicare Mistakes That Cost You More Than $2,000
Delaying Medicare Part B or skipping Part D can cost over $2,000 in penalties. Learn how to avoid these costly mistakes in 2026.
How Medicare Part D Plans Actually Save Seniors $1,200 Per Year in 2026
Medicare Part D savings can save seniors over $1,200 annually in 2026, even with a modest drug regimen. Learn how to maximize your savings.
Healthy Lifestyle – Hobbies Can Help You Live Longer
Hobbies can nurture a healthy lifestyle and even help you make some side income.
Obamacare vs. Medicaid Expansion – What’s Best for the Consumers
Some states would rather take a stand against Obamacare than proceed with medicaid expansion benefits for their citizens.
Are Free Drug Samples Worth the Risk?
We all know that health care costs are going up at an alarming rate. Whenever we visit the doctor we often dread that bill that comes with, not to...
PrimeRates Market Talk: Government Shutdown Means No Data, No Earnings, No Debt Deal
The government shutdown has spooked markets as economic releases used to assess US economic performance have been cancelled.
Steps for Signing Up for Obamacare
With the implementation of Obamacare starting already, do you know how to sign up?
Provisions of Obamacare That Start October 1
Tomorrow marks the day when the rest of Obamacare’s provisions start to come into effect. Do you know how it may change the health insurance landscape?
Obamacare vs. Medicaid
With the arrival of Obamacare, you might want to consider switching from your current Medicaid plan. What’s the difference?
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Free Safety Upgrades: Get Fire Alarms and Car Seats for $0
Get free smoke alarms and car seats from local programs that save lives and money—see how to claim yours before these safety offers end.
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How a Freelancer With No Employer Benefits Built Full Health Coverage for Under $300 a Month
48% of ACA Marketplace enrollees are self-employed—yet most overpay or go uninsured. Here's how one freelancer built solid health insurance for under $300 a month.
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Should You Use a Health Savings Account in 2026 If You’re Self-Employed?
2026 HSA contribution limits reach $4,400 for self-only coverage. Self-employed filers can deduct contributions above the line and reduce self-employment taxes.
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5 Costly Mistakes People Make When Choosing a Health Insurance Plan
23% of insured adults are still underinsured because of avoidable plan choices. Here are the 5 most expensive health insurance mistakes—and how to skip them.
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Flu, Covid and Winter
Get flu and Covid shots plus easy tips to protect your family and loved ones this winter season. Stay safe and healthy!
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How a 45-Year-Old in Florida Avoided a $2,800 Surprise Medical Bill in 2026
A 45-year-old in Florida avoided a $2,800 surprise medical bill in 2026 thanks to the No Surprises Act, which blocked over 10 million such bills in 2023.
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