How to Shop for the Best Mortgage Lender Without Hurting Your Credit
54% of homebuyers got just one mortgage offer and stopped — costing some $64,000 over 30 years. Here's how to shop mortgage lenders safely and get a better deal.
Home Equity Loan vs HELOC: Which One Actually Fits Your Situation?
U.S. homeowners hold an average of $213,000 in tappable equity — here’s the one threshold that tells you whether a lump sum or a revolving line makes more sense.
First-Time Homebuyer Mortgage Programs You Probably Don’t Know About
First-time buyers now put down 10% on average—$37,500 on a median home. These lesser-known mortgage programs could cut what you owe upfront.
Guide to Selecting the Ideal Mortgage for You
The best mortgage for you will depend on your personal situation and preferences.
Five Ways to Messing Up Mortgage Refinancing
Its time to refinance your mortgage, but here are five ways to hurting yourself and messing up mortgage refinancing.
Six Tips To Selling In A Down Market
Selling in a down market is always difficult. Here are six tips to help you sell your home successfully during the hard times.
Four Ways To Make Renting With Bad Credit Easier
Renting with bad credit is always difficult. But, here are four ways to make it just a little bit easier.
Is Paying Down Your Mortgage Actually A Good Idea?
How could paying down or paying off your mortgage early be a bad idea? Well, here is actually why paying down your mortgage might not be the best idea.
Are Home Equity Loans Coming Back To Haunt Us?
Remember how popular those home equity loans used to be? Well its time to add another worry to the pile, as a corner of the housing bubble may still be...
Flipping Houses With NO Money – Is It Possible?
Do you keep hearing stories about flipping houses without your own money? Read on! We will tell you what we know.
Negative Interest Rates Next Step In Europe?
Just when you think it can’t get any more absurd in the Euro zone, there seems to be a trial being released suggesting that interest rates fall below zero.
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Bridge Loans Explained: How to Buy a New Home Before Selling the Old One
A bridge loan costs $13,000–$17,000 on a $200K loan—often less than the discount sellers demand for a contingent offer. Here's when the math works and when it doesn't.
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How a Self-Employed Borrower Can Actually Get Approved for a Mortgage
A contractor grossing $300K may qualify on just $85K—here's why self-employed mortgage approval works that way and what you can do to change the outcome.
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What Happens to Your Mortgage When You Get Divorced?
A divorce decree does not remove either spouse from a joint mortgage—both stay legally liable until the loan is refinanced, assumed, or the home is sold. Here's how each path...
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FHA Loan vs Conventional Loan: Which One Actually Saves You More Money?
Borrowers with a 680+ credit score typically pay less over time with conventional loans—even at a higher rate. Here's the math that drives the FHA vs conventional loan decision.
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What to Do If Your Credit Score is Too Low for a Conventional Mortgage?
In 2008, the minimum credit score required to get a conventional mortgage loan increased from 620 to 680, which made it difficult for people to get a loan.
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Should I Get a Fixed-Rate or an Adjustable Rate Mortgage?
Most people rely on financing from a mortgage lender. And with a mortgage loan comes the next biggest question – a fixed-rate or an adjustable rate?
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