Jumbo Mortgage vs Conforming Loan: Which One Do You Actually Need?
Loans over $832,750 require a jumbo mortgage with stricter credit, larger reserves, and higher down payments. Understand how loan size affects your rate, timeline, and closing...
Housing Starts Surge to 2008 Levels
As housing starts surge to 2008 levels, the real estate market reaches a level of activity last seen since the middle of 2008.
Refinancing Out of a Jumbo Into a Conforming
you may want to consider refinancing out of a jumbo loan into a conforming mortgage to take advantage of lower rates
Four Ways To Protect Yourself When Buying a Foreclosure
foreclosures can be a great deal for a house hunter looking for a residence or an investment property, but they can also be a major headache and can end up...
Rebuilding Credit After Bankruptcy
Your credit score plays a very important role in many financial transactions in your life. Your credit score not only dictates whether you can borrow money and what interest rate...
Moving Fast To Sell a House Before The Holidays And Buyers Vanish
During the spring, summer, and into the fall houses are the most likely to sell. It is during this time that flowers can be planted, yards maintained, and the house...
Don’t Allow Lenders to Take Advantage of You – How to Read Loan Agreement
Many consumers use credit as an everyday part of their lives. People routinely receive loans to purchase appliances, vehicles, mortgages or a line of credit. A loan agreement represents a...
Avoiding Forced Place Insurance When Looking for a Mortgage
You must have a sufficient amount of insurance as required by the bank or you can find yourself facing huge bills for forced place insurance.
Refinancing to Take Advantage of Low Mortgage Rates
With mortgage rates still close to historic lows, many borrowers select the 30-year fixed-rate mortgage to reduce their monthly payments.
Five Tips for Getting the Best Mortgage Interest Rate
Borrowers planning to buy a home or refinance their existing mortgage will undoubtedly be on the lookout for the best mortgage interest rate.
FaceBook Founder Mark Zuckerberg Refinances Home Mortgage
Zuckerberg’s lender was willing to give him such a low interest rate on his home mortgage because he agreed to accept a reset each month.
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Embracing the Ways to Cut Real Estate Risks
Before you make a real estate investment, consider all the possible risks and find ways to avoid them.
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Finding An Apartment — Part 1
Apartment hunting is not easy in today's cities. Many individuals end up living in suburbia or in a place that is far from their initial expectations.
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Big Banks Mortgage Pact Going About As Well As You Would Expect
The too-big-to-fail banks are botching the mortgage pact that was made after they botched the mortgages in the first place.
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Is Housing Bubble Full of Hot Air?
Are small house houses on the verge of being caught in a housing bubble?
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The Rising Interest Rates Dilemma
There are widespread economic implications to rising interest rates. What most people will notice right away is that mortgages are getting more expensive.
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Mutual Funds Inherent Flaw
Mutual funds are vulnerable to a "run on the bank" which, in this bond market, can leave the average investor without many options.
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