Should You Lock Your Mortgage Rate Now or Float It a Little Longer?
At 6.49%, a small rate move shifts your monthly payment by $30–$50+. Here's how to decide whether locking in now makes sense for your situation.
Choosing a 15-Year Mortgage Rather than a 30- Year Mortgage?
A 15-year mortgage has monthly payments that cost a little bit more than a 30-year mortgage.
When Is It Worth Paying Points in Exchange for a Lower Interest Rate on a Mortgage?
When paying points, most lenders will reduce the interest rate on a 30-year mortgage by one-quarter of one percent for each one-point paid.
Using Mortgage Preapproval to Increase Your Negotiating Power Over the Sales Price
A mortgage preapproval can give you the edge you need to be in the winning position.
Recognizing the Right Time to Use Mortgage Brokers
Mortgage brokers are designed to be a one stop shop for those looking for a mortgage.
What to Look for in Mortgage Companies
Taking the time to shop around and compare mortgage companies will lead to an informed decision.
Mortgage Independence Day – Pay off Your Mortgage Sooner and Enjoy More Freedom
With July 4th just around the corner, it’s a great time to consider your personal Mortgage Independence Day.
Avoiding Private Mortgage Insurance
Private mortgage insurance, or PMI, is an insurance that protects the lender in the event that the borrower defaults on their payment.
Choosing a Mortgage Company
Since there are so many options out there for mortgages, how does one go about choosing a mortgage company?
There Are Different Types of Home Mortgages
It is important to know the different types of home mortgages before committing to just one of them.
Repayment Mortgage vs. Interest Only Mortgage
Every situation is unique – talk with your mortgage lender about whether a repayment mortgage or an interest only mortgage is best for you.
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