Mortgage Preapproval vs. Prequalification: What’s the Real Difference in 2026?
In 2026, with rates at 6.49%, preapproval is a competitive necessity. Learn how it differs from prequalification and why it matters.
The Pre-Approval Process: Getting “Preapproved” to Buy a House
The pre-approval process should be the first step you take when you begin to consider buying a new home.
What is Private Mortgage Insurance?
Private mortgage insurance is an insurance policy that home buyers are required to purchase in certain cases when getting a mortgage.
Home Builder Confidence Increases in January
Despite the increase, home builder confidence is low by historical measures.
A Construction Loan Can Help Finance the Construction of Your Dream Home
The minimum amount of money that a homeowner will need to put down in order to obtain a construction loan usually ranges from 20 to 25 percent.
Recasting Your Mortgage
Recasting your mortgage is a method of re-amortizing a home loan for borrowers that have paid down their mortgage faster than anticipated.
Building Your Own Home: Perils to Watch Out For
No process is as exciting or as nerve-wracking as building your own home.
What not to do when listing your house for sale
Selling your house during a down market is always a challenge, and you may have to go the extra distance to make sure you are actually able to find a...
Making A Smart Offer on a Home
When making a smart offer on a home, you must include a deposit with the offer that signifies to the seller that you are actually serious.
Mortgage Rates at All-Time Low as Refinancing Increases
Today the Mortgage Bankers Association released its Weekly Mortgage Applications Survey, showing a Market Composite Index increase of 7.5%.
US Home Prices Continue Falling
According to S&P’s Case-Shiller Home Price index US home prices dropped 1.3% from October to November, continuing a decline in home prices.
See More
Most Recent
3 Simple Steps Before You Even Make A Retirement Plan
To many people the topic of stocks and bonds is mind numbingly boring and the idea of setting up a retirement plan sounds worse still.
Read More
Coldwell Bankers Study Shows More Couples Purchasing Homes Together Before they get Married
Many are starting to buy homes earlier in their relationship, with quite a few of the couples purchasing homes together before they get married.
Read More
NAR Reports Existing Home Sales Reach 3-Year High
The housing market continue to churn forward, as existing home sales increased to its highest activity level in more than three years, according the NAR.
Read More
Bernanke Worried About the Shadow Banking System
“the shadow banking sector is smaller today than before the crisis... regulators and the private sector need to address remaining vulnerabilities.”
Read More
Housing Market Index Shows Upbeat In Builder’s Confidence
Even with rising home values and increase cost for material and labor, new home builders continue to show confidence in the residential market for single family homes.
Read More
Mortgage Lending Requirements Slowly Begin to Loosen
For the past few years only those with great credit were able to finance a house. But lately, signs have shown that lending requirements are loosening.
Read More