How a 45-Year-Old with Student Debt Got Approved for a 30-Year Mortgage in Florida
A 45-year-old in Florida with student debt can get a 30-year mortgage if payments stay under 30% of income. Learn how to qualify despite high insurance costs.
Mortgage Interest Rates Among New York Metro Area Top Banks
Mortgage interest rates can fluctuate depending on many factors.
The Perils of Deficiency Judgments After Foreclosure
With the recent wave of foreclosures, more and more lenders have started to pursue deficiency judgments to try to recoup some of their losses.
Judicial vs. Non-Judicial Foreclosure
Most states offer both judicial foreclosure and non-judicial foreclosure as an option, with a few limited exceptions.
Deed in Lieu of Foreclosure – An Alternative to Foreclosure
As an alternative to foreclosure, a deed in lieu of foreclosure boasts several advantages.
Benefits of a Short Sale Over Foreclosure
There are many benefits of a short sale instead of a foreclosure, both for homeowners and – surprisingly- for lenders as well.
House Investment Characteristics
Housing prices are depressed and interest rates are near an all-time low. For many people, these conditions suggest that now is the time to invest their savings into residential real...
Reducing Mortgage Closing Costs: a Quick Guide
Buying a home is a process. After finding the right house and getting the loan started comes the mortgage closing. With paper upon paper filled with legal jargon, it is...
Federal Programs for Mortgage Relief and Refinancing
In 2010, for the first time in history, there were more than 1 million foreclosures in the United States. Foreclosure is a devastating experience for the homeowner and an undesirable...
Conforming Mortgage in the U.S. Today
In basic terms, a conforming mortgage is a home loan that Freddie Mac and Fannie Mae would buy due to the fact that the mortgage meets these two agencies’ dollar...
US Cities with the Highest Foreclosure Rates Since 2007
It seems mortgage lenders have decided to lift the self-imposed foreclosure moratorium, which slowed the rate of foreclosure litigation. In October 2010, lenders drastically curtailed foreclosure filings after receiving significant...
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Most Recent
Fannie Mae Posts Record Profits for 2012
Now, as the housing market is continuing to rise, Fannie Mae is recouping those losses: to the tune of $17.2 Billion in profits for 2012.
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When Is It Time to Fire Your Realtor?
If your realtor has no plans for future marketing efforts, it's time to fire your realtor and get one that will be more active to getting your home sold.
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5 Keys to Finding a Good Realtor
Before you decide to contact the nearest licensed Realtor, first take a little time to find one that you know will really work to sell your home.
Read MoreHow Does the VA Mortgage Loan Program Work?
The VA mortgage loan program provides veterans, along with spouses and children of deceased veterans, with excellent benefits that help them purchase a home.
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Financial Checklist Before You Buy a House
Creating a financial checklist before you buy your home is crucial. It's important to make sure you have all your finances in order before doing anything.
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3 Areas to Scrutinize On Your Good Faith Estimate For Your Mortgage
The law helps you know what you agree to by mandating that lenders provide certain disclosures, like requiring lenders to provide a good faith estimate.
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