Rebuilding Credit and Getting a Mortgage Solo After Divorce
Both names still on the mortgage after divorce? A CFPB study found 1,515 complaints in one month. Here's how one borrower refinanced solo and rebuilt credit to qualify...
Selling a House in a Short Sale Process
Selling a house in a short sale is a positive alternative to foreclosure, better for both the homeowner and the lender. A short sale involves the sale of a home...
Buying a Home in a Short Sale Process
Buying a home in a short sale can be a great way to get a bargain on a new home. Short sales occur when a homeowner who would otherwise be...
How to Refinance an Underwater Mortgage: A Quick Guide
If you owe more on your home mortgage than your house is worth, you are in a difficult position. Referred to as being “underwater,” you can’t sell your house in...
Foreclosure Process: What to Expect
mortgage is a secured debt, which means the home acts as collateral for the mortgage loan. When you fail to pay your mortgage, the mortgage lender can take the collateral...
Finding a Mortgage Today
When your parents got a mortgage on their first house, they did not have to face the sheer number of loan types and lenders that are available today. Home buyers...
Hidden Home Mortgage Costs
When you are buying a house, there are several fees associated with home mortgage costs – many of which need to be paid at the closing. Some are negotiable while...
Refinancing a Mortgage in Today’s Market
With interest rates at historic lows, many homeowners are considering refinancing a mortgage. However, before you sign up for a “refi” be sure that it is the right choice for...
Today’s Jumbo Mortgage Market
No, the opposite of a “jumbo mortgage” is not a “small mortgage,” it’s actually a “conforming mortgage.” So what do these terms mean and how do they apply to you?...
US Cities With Strong Real Estate Values
Ever since the housing bubble burst in 2008, many US cities have suffered steep declines in housing prices. Homeowners lost enormous amounts of equity and it’s been a rough recovery...
Fixed-Rate mortgage vs Variable-Rate Mortgage: What are the Differences?
The primary difference between a fixed-rate and a variable-rate mortgage (also called an adjustable-rate mortgage or ARM) is summed up in their names. A fixed-rate mortgage will give you the...
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Is It Time to Your Change Broker?
The best way to pick a broker or a financial advisor is to use one that is referred to you by friends. They generally have gone through the test of time.
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Figuring Out How Big a Mortgage You Can Afford
Today, mortgage lenders use a calculation of how much income a person has poor paint off their mortgage debt, some still use ratios others avoid them.
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What is APR?
What is APR? The APR, or annual percentage rate, determines just how much you pay overall for the privilege of borrowing money.
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Using SunTrust Mortgage to Refinance Your Home
SunTrust Mortgage offers several ways to refinance your mortgage so you can keep and enjoy your home.
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Using Sun Trust Mortgage to Finance Your New Home
One great advantage of getting a Sun Trust mortgage is that you have a lot of options when it comes to how you can make your monthly mortgage payments.
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Using Mortgage Calculators Before You Apply for a Loan
Mortgage calculators, such as the one on PrimeRates, enables you to enter the basic figures of three different home loans, and then compare the numbers.
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