5 Retirement Income Mistakes Couples Make When One Spouse Stops Working Early
When one spouse retires early, couples can lose 30% in survivor benefits and face $20,000+ yearly healthcare costs. Here's how to protect your joint income.
Reinstatement of Charitable Distributions from the IRS
Under the reinstated rules for charitable distributions, Americans are permitted to make a gift to a charity up to $100,000 per year directly from their IRA
How to Calculate Your 2013 RMD?
As the April deadline gets closer, one such term you might be dealing with is Required Minimum Distribution, or RMD.
What are the Differences in the Various Types of IRAs
IRA stands for individual retirement account. IRAs are accounts that are given favorable tax treatment by the internal revenue service.
Consumer Financial Protection Bureau Teams Up With the City of Newark
The Consumer Financial Protection Bureau has recently teamed up with Newark to more effectively help those who feel they have been victims of credit fraud.
Increase Your 401(k) Contributions in 2013
The following information can help guide your intentions to increase your 401(k) contributions this year.
It’s Not Too Late to Contribute to Your 2012 IRA
Whether you have a 401(k) at work or not, you should be contributing to an IRA in order to maximize the amount of money you save for your future.
Medicare to Start Covering Patients with Some Disabilities and Chronic Conditions
In order to provide for those in their golden years, Medicare is around so people do not have quite as many bills and can enjoy their retirement.
What’s the Big Deal About the Bush Tax Cuts?
the Joint Committee on Taxation said that the first Bush tax cuts cost $1.35 trillion over a ten-year period. The second tax cut was believed to reduce taxes by $350...
New Year’s Tax Increases If Bush Tax Cuts Expire
Many things will occur simultaneously, and when added together, the expiration of the Bush tax cuts will produce rather large changes in the finances of many people across America.
What Happens If We Go Off the Fiscal Cliff?
Here is a breakdown of what we can expect if the president and congress cannot reach an agreement and we go off the fiscal cliff.
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5 Professions That Still Offer a Pension Plan
In today's tighter economy, most companies no longer provide pension plans for their employees. Keep looking though, there are still some out there.
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Balancing College Savings with Retirement Savings
Saving for college and retirement can stretch your budget to the max. Here is how you can balance it all.
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General Obligation Bond Holder? Be Afraid.
The municipal bond market has always been bifurcated. No, I don’t mean insured vs. uninsured bonds, although that is certainly true as well.
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Long-Term Care Insurance Has its Own Challenges
Because people are living well into their 80’s, 90’s and even past 100, long-term care insurance has become quite the hot topic in the past 20 years.
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What is Financial Planning?
What is financial planning? Having a financial goal of some kind and then creating a plan to enable you to accomplish it is what financial planning is all about. It can include...
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5 Reasons to Move a 401k After Changing Employers
Taking on a new job always brings with it the issue of what to do with your 401k plan. Of course, you could simply leave it where it is, put it into another 401k, or you could...
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