How a 55-Year-Old Teacher Retired at 62 Without a Pension Backstop
One teacher built a $350,000 nest egg to retire at 62 without pension income. See how early Social Security, 403(b) access rules, and 3-year health insurance gaps fit together.
The True Cost of Using Retirement Savings Before You Retire
Before tapping into the retirement fund and using retirement savings before you retire, know that there are penalties and long-term consequences for doing so.
ABC’s of the Fiscal Cliff
The fiscal cliff is a term coined to describe a set of government policies which are scheduled to go into effect or expire on January 1, 2013
Are You on Track to Meet Your 2012 IRA Savings Goals?
As October ends, it’s a good time to evaluate your 2012 IRA savings goals.
Checking Your Social Security Earnings Statement
The benefits available under the social security retirement system are based on your age at the time you retire as well as your earnings on your social security earnings statement.
Can Mitt Romney’s Tax Deduction Cap Work?
Mitt Romney has outlined a tax deduction cap, bringing in more money via taxes.
Emergency Planning – Setting Up a Financial Power of Attorney
A financial power of attorney or a durable power of attorney gives someone the authority to handle your finances in the event that you’re unable to make decisions.
Roth IRA Pros and Cons
Before you open a Roth IRA or convert your regular IRA to a Roth, you need to learn about the Roth IRA pros and cons, so that you can make...
Paying For Long Term Care With Life Insurance
Paying for long term care with life insurance can help them get the care they need later in life, without huge out of pocket expenses.
Rebalancing Your Portfolio for the Fourth Quarter
Rebalancing your portfolio, at least occasionally, will enable you to take advantage of economic changes and help you reduce risk and position your portfolio for future growth
Emergency Planning – Writing a Will
While most people know the benefits of writing a will, many people die without a will in place. A will is a legal document that indicates how you wish...
See More
Most Recent
4 Steps to Creating a Great Retirement Plan
Retirement planning shouldn't be put off until the last minute, yet many people don't get serious about their retirement until they're in their late 30s or 40s. Although there is...
Read More
4 Keys to Deciding When to Start Social Security Payments
Making the decision when you want to retire and start receiving Social Security checks should require some careful consideration beforehand. Starting too soon could drastically...
Read More
Deciding on the Best Retirement Age for You
A comfortable retirement will largely depend on whether or not you have enough money saved up for it. Without it, it will be more of a story of survival rather than comfort, and...
Read More
HRA-Another Set of Annoying Health Care Initials
It seem as if the health care industry is becoming like the defense industry with acronyms and initials identifying products and programs.
Read More
Maximizing Your Contributions to the Thrift Savings Plan
If you work for the government, whether as a civilian or member of the military, you can take advantage of the Thrift Savings Plan (TSP) to enhance your retirement savings. The...
Read More
CFPB Helps Make Sense of “Senior” Designations
The Office of Financial Protection for Older Americans is the only government agency around that is aimed at helping seniors. This agency is in charge of making sure measures are...
Read More