Should You Delay Social Security Past 70 in 2026? The Truth About Maxing Out Benefits
Delaying Social Security past 70 in 2026 offers no additional benefits. Claiming at 70 gives a 24–32% boost over full retirement age benefits.
Is Your IRA Really Free? Regulators Are Looking Into It
Short answer: No. The longer answer is more like not really. But those annoying ads that you see touting “free” or “no-fee” IRAs are coming under scrutiny by the Financial...
Are Social Security Benefits Part Of Your Bond Portfolio?
When planning for retirement, should you count on Social Security as part of your Bond portfolio?
Difficulty Qualifying for a Mortgage as a Retiree
As a retiree, qualifying for a mortgage can be difficult. So, take these steps so you can get that mortgage or refinance when rates remain historically low.
Your IRA Has Made A Big Comeback: What Now?
IRA have made a comeback in a big way since 2008. So, how should you reinvest your gains?
Your 401K: Don’t Forget, It’s Free Money
Don’t forget to contribute to your 401k at work. If you don’t, you’re giving up free money as many companies match your contributions.
Senior Bank Loans: Tempting But Are They Worth The Risks?
Unlike junk bonds, senior floating-rate bank loans have an added bonus in that the principal is theoretically secure.
Financial Companies Fight for Your Retirement Savings
Planning for retirement is not as easy as it once was, partly because there are more choices today, and because it is harder to save money.
The Importance of Investing Regularly for Retirement
Investing regularly into a retirement account of some kind enables your money to accumulate and be there when you will need it most.
Retirement Basics – Decide What To Invest In
Years ago, workers did not have to be overly concern about saving for their retirement or needing to invest.
Choosing an Investment Company for Your IRA
An IRA is an excellent way to prepare for retirement, but finding the right investment company will take a little of work.
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Borrowing From (and Repaying) Your IRA
An IRA is intended to help you save for retirement and you are able to make tax-free contributions to an IRA with the idea that you will not begin taking money out of the account...
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There Is No Longer a Typical American Family
Part of the American Dream is to be married and have 2.5 children. The husband has a good job, the wife stays home and cares for the children and everyone is happy. Well, that...
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Catch Up IRA Contributions
Investing for retirement is a very important goal for every worker, but unfortunately many people have a hard time saving as much money as they should. The pressures of buying a...
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Don’t Forget This Mess: Municipal Pension Funding Falls Again
As if investors don’t already have enough to worry about, a new report has some grisly numbers. With the stock market hitting highs and state and city taxes going higher, the...
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Tighter Rules for Reverse Mortgages Goes Into Effect
Beginning October 1, the Federal Housing Administration (FHA) has put into effect major changes to the agency’s reverse mortgage program also known as the Home Equity Conversion...
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Are You On Track to Max Out Your 401K Contributions?
Your 401K is a retirement account that allows you to invest money with pre-tax dollars. In some cases, your employer may even match your contributions, essentially giving you free...
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