Roth IRA vs Traditional IRA: Which Account Wins Based on Your Tax Situation?
Your tax bracket now versus retirement determines the winner. If you're at 22% or below expecting rate hikes, Roth wins. At 32%+ dropping later, Traditional saves more.
Setting Up a Savings Account For a Newborn
Establishing a savings account for a newborn represents a surefire ways parents can prepare for a child’s financial future.
Wal-Mart’s Push Into Banking
For these people there is an alternative to cash, as Wal-Mart’s push into banking has greatly expanded the financial services customers can access at their stores.
Are You On Track to Spend Your Flexible Spending Account?
You have until December 31, 2012 to use the money you’ve put in your Flexible Spending Account (FSA) or flexible spending arrangement.
Are You on Track to Meet Your 2012 IRA Savings Goals?
As October ends, it’s a good time to evaluate your 2012 IRA savings goals.
Checking Your Social Security Earnings Statement
The benefits available under the social security retirement system are based on your age at the time you retire as well as your earnings on your social security earnings statement.
Roth IRA Pros and Cons
Before you open a Roth IRA or convert your regular IRA to a Roth, you need to learn about the Roth IRA pros and cons, so that you can make...
Paying For Long Term Care With Life Insurance
Paying for long term care with life insurance can help them get the care they need later in life, without huge out of pocket expenses.
Rebalancing Your Portfolio for the Fourth Quarter
Rebalancing your portfolio, at least occasionally, will enable you to take advantage of economic changes and help you reduce risk and position your portfolio for future growth
Why it’s Becoming Easier to live without a Bank Account
As people get fed up with fees that continue to increase, many have switched to smaller institutions that do not charge as high of fees, but a good number of...
Getting Around to Opening an IRA
Many New Year’s Resolutions for 2012 included opening an IRA
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Most Recent
When the Stock Market Thinks Too Much of a Good Thing is Bad
The Federal Reserve thinks things are looking up and are thinking of tapering their monetary injections, sending the stock markets into chaos.
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Taking Action When You Are Dropped From Your Old Employer’s 401k
When you move jobs, you might have forgotten to move your 401k with you. The money is still yours, but you need to take action within a limited timeframe.
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The Best Way to Donate to Disaster Victims
Unfortunately, there is no shortage of disasters in the world today. Some of them are natural, like the tornado that hit Moore, Oklahoma. Some of them are man-made and...
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Prediction: Volatility is Here to Stay in the Bond Market
In the currently more volatile bond market, a more flexible approach is advised to help reduce risk.
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Overdraft Fees Drives Bank’s Revenues
Overdraft Fees are complex and confusing, which is a problem because they can end up costing you a lot of money.
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Profiting From a Volatile Market
Today's volatile market offer a potentially good return on investment, but there is some risk involved. Here are guidelines to follow to manage that risk.
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