Roth IRA vs Traditional IRA: Which Account Wins Based on Your Tax Situation?
Your tax bracket now versus retirement determines the winner. If you're at 22% or below expecting rate hikes, Roth wins. At 32%+ dropping later, Traditional saves more.
Doing Your Homework on Your Financial Professionals
Vetting your potential financial professionals with a FINRA Broker Check.
How to Take Advantage of Today’s Low Interest Rates
Your ability to take advantage of today’s low interest rates is going to depend on your situation.
Look Out for the Latest Investor Scams
Beware of investor scams. If an investment opportunity comes to you unsolicited, or that seems too good to be true, it usually is.
Don’t Make the Same Money Mistakes As Your Parents
Avoiding the same money mistakes as your parents made is the key to being able to do this successfully.
Setting Up a Health Savings Account
With an HSA you can still pay your bills with a credit card, and then use your health savings account to reimburse yourself.
How many Savings Accounts do you have?
Rather than open up multiple savings accounts, downsizing to just a few will keep your financial portfolio looking much cleaner.
Steps for the Newly Employed to Start Saving Money
However, the smartest thing that you can do once you get a job is to start saving money right away.
Design a Great Savings Plan
The majority of people will want to have savings plans of their own, so they can take care of themselves when the time comes.
Summer Reading – Your Bank Account Statement
It is less likely that you are equally aware of what is happening on your bank account statement.
Investing in US Savings Bonds
When thinking of investing most people think stocks and bonds. US savings bonds are debts owed by US government.
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Most Recent
What Exactly is an Investment?
What is investment? It is the act of committing money or capital to an activity with the expectation of gaining more income or profit. It is using your money to work for you.
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How Safe are Money Market Funds?
Whether you're planning for retirement or simply looking for ways to increase your personal wealth, diversifying and exploring all your options can take your savings to the next...
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Small Investors Should “Bank” on Risks
As a small investor, risking a better return on your money is placing a bet on yourself. You are taking control of your own fate. And wouldn’t you rather do that instead of even...
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I Just Graduated, When Should I Start Saving Money?
Recent graduates and entrees into the job market should start saving money from the start.
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Balancing College Savings with Retirement Savings
Saving for college and retirement can stretch your budget to the max. Here is how you can balance it all.
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Index Funds Are Overrated
Index funds have such a reputation as to almost require that a rhetorical halo be attached to any discussion regarding one. They're overrated if you ask me.
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