The Value of a Bond Ladder in Today’s Market
While it is undeniably true that the average government bond funds have fallen in value recently (especially when there are concerns about the Federal Reserve stopping its...
New Bank Fees: Your Surprise Holiday Gift
New bank fees will be the surprise “gift” of this holiday season.
Plan Ahead for Your 2012 Required Minimum Distribution
Estimate your RMD today to begin planning for 2012.
Is It Time for Tax Gain Harvesting?
The current long term capital gains tax rate will not be around forever. Tax gain harvesting is the idea of realizing investment gains so as to pay taxes now...
Big Bank Protests Produce Tangible Results
The Credit Union National Association’s (CUNA) recent survey, of 5,000 member credit unions across the U.S., estimates that 650,000 new members have joined credit unions in just over four weeks....
What’s the difference between a bank and a credit union?
The difference between a bank and a credit union is simple: a bank operates for profit and a credit union is a not-for-profit institution. When you deposit money in a...
Flexible Savings Accounts Help You Save on Taxes
The spiraling costs of healthcare have caused many employers to offer more than basic health insurance as a means of recruiting employees. Flexible Savings Accounts have become popular companion vehicles...
Steps to Transfer Your Checking Account to a New Bank
Are you fed up with your bank and ready to transfer your checking account to a new bank? Bank Transfer Day highlighted the frustration that many people feel with their...
How to Improve Your Credit Score: Some Simple Tips
Your credit score is becoming an increasingly important factor in your financial life. A high score can help land you a job, get better terms on your loans such as...
Tax Loss Harvesting: a Second Opinion
General investment wisdom holds that the fourth quarter is the time to start looking at realizing investment losses, so as to offset realized gains in an effort to lower the...
Lowest Unemployment Rates and Soundest Economies Among the States
Often, states experiencing lowest unemployment rates and other good economic fortunes get lost in the constant barrage of news stories concerning high employment rates. The latest numbers released by the...
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Most Recent
Is House Flipping Still a Good Investment?
The subject of house flipping came up again this week as RealtyTrac released its top 25 markets for flipping
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CFPB Study Affirms Payday Lending Trap
The Consumer Financial Protection Bureau has started to monitor payday loans.
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Where Did the US Savings & Loans Go?
It was not long ago that there were many savings & loans companies all over the country.
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The Advantages of Couponing
While couponing can take a lot of dedicated time, the results are well worth it. If you try it once, you could be hooked on the advantages of couponing.
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Investors Need to Pay Attention to Shifting Home Market
Phoenix investment homes, a no-no. Go south to Tampa and Atlanta if you’re looking to buy an investment home.
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When Flipping Houses Opens Can of Worms
Buy a house cheaply, spend a relatively few dollars on cosmetics and gleefully sell at a profit
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