Buy Now Pay Later vs. Credit Cards: What Younger Shoppers Get Wrong
57% of Gen Z BNPL users missed a payment by early 2026—and longer-term installment loans can hit 36% APR. Here's when BNPL actually beats a credit card, and when it doesn't.
You Have Less Money in Your Checking Account Than You Think – How Banks Maximize Fees by Reordering Overdrawn Checks
Your bank may have a policy that results in reordering overdrawn checks to effectively maximize overdraft fees.
Know Your Issuer’s Policies on Debit Card Overdrafts
Banks were ordered by congress to provide consumers with easy to understand rules regarding debit card overdrafts.
Five Financing Tips for Used Car Buyers
Financing a used car through an auto dealership is far easier than trying to finance a car that you buy privately.
It’s Now Fashionable to Make Extra Money by Having a Garage Sale
The golden rules for garage sale success!
Getting an Auto Loan When You Have Bad Credit
It is possible to get a car loan with bad credit. You need determination to find a lender or a dealer that can connect you with one.
Ten Tips to Reduce Your Gas Bill
With gas prices so high, you could probably use some tips to reduce your gas bill.
Can a Credit Report Affect Your Chances for a Job?
Job applicants should know their rights, and how their credit report could disqualify them for a job.
Six Tips To Avoid Fees on Your Bank Debit Card
These six tips are a great way to start disciplining yourself when using a bank debit card, and you will save money too!
Should You Do Your Own Taxes or Take Your Information to an “Expert”?
Should you do your own taxes or go to an expert? The answer depends entirely on how much you know and who your “expert” is.
Using Free Tax Software to File Your Return
70% of the population has an adjusted gross income of $57,000, which qualifies them to use free tax software available at the IRS website.
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Most Recent
Coldwell Bankers Study Shows More Couples Purchasing Homes Together Before they get Married
Many are starting to buy homes earlier in their relationship, with quite a few of the couples purchasing homes together before they get married.
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One Simple Rule for Organizing Monthly Bills
Nothing is worse than the feeling you get when a bill is paid late while you have more than enough money to pay for it.
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FTC Announces First Case for Mobile Cramming
Mobile cramming is basically unwarranted charges on a person’s bill (these extra charges are “crammed” into the bill).
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Affordable Health Care Act Myths- Part II
In my last post, I wrote about the first three myths of five concerning the Affordable Health Care Act that is also known as Obamacare. These myths were: Myth 1: Beginning in...
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CFPB to Take On Oversight of Money Transfers
Now, with the help of the CFPB, there are ways to put the pressure on the sleazy money transfer dealers.
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Affordable Health Care Act Myths- Part I
The Affordable Health Care Act is law. It will be fully implemented in 2014, yet there are still tons of people who believe many myths that are promulgated.
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