Secrets of a Great Credit Score – Getting a FICO of 785 or Higher
People with great credit scores share similar credit habits. Interestingly, many people with a great credit score weren’t necessarily free of consumer debt.
Tag: credit score
Improving Your Credit Rating
Credit has become a seemingly indispensable part of our everyday lives. Consequently, it helps to have a clear understanding of personal credit reports and credit ratings. This knowledge includes learning...
How to Get a Credit Card for Bad Credit
Getting a credit card for bad credit is challenging, but possible. The problem is that many consumers don’t know where to look.
Summer Beach Reading – Your Credit Report
Since your credit report is so important, the government allows you to get a free one once a year from the three largest credit bureaus.
Credit Rating Impact of Getting Signed Up for Credit Cards at the Checkout Counter
In-store applications seem harmless and an excellent way to reduce your final bill, but can have a negative impact on your credit rating.
Finding a Bank Credit Card
Keeping at least one bank credit card in your wallet can provide financial support during an emergency.
Getting Value from a Mortgage Lender
Going to a mortgage lender, rather than a broker, can help speed the process up a bit.
Your Credit Report and Your Credit Score
Keeping your credit report error free helps you to maintain the good credit you deserve.
Have You Reviewed Your Credit Report in 2012?
Every individual is entitled to receive a free copy of his credit report from each of the three major credit bureaus each year.
Credit Score Basics: the ABC’s of Credit Scores
Credit scores are rapidly becoming one of the most important financial assets for American consumers. This is why a knowledge of credit score basics is so essential. In the past,...
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Pro Techniques for Managing Windfall Money Without Overspending in High-Cost States
Quick Answer For most people in high-cost states like California or New York, 5 is the best windfall money management strategy: delay spending, prioritize tax-efficient accounts,...
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How to Use a Credit Card to Build Credit Without a Secured Loan in 2026
See measurable FICO score gains in 3 to 6 months using an unsecured credit card responsibly. Skip the secured loan and build credit faster with the right strategy.
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The Hidden Retirement Risk of Working Part-Time After 62 in Texas
40% of Americans over 65 worked part-time in 2026, risking higher Medicare costs and reduced pensions in Texas.
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Why a 62-Year-Old in Colorado Switched from Medicare Advantage to a High-Deductible Plan in 2026
Updated July 2026 Key Takeaways $2,950 is the federally set calendar-year deductible for High-Deductible Medigap Plans F and G in 2026, per CMS fact sheet data. $9,250 is the...
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How to Refinance a Mortgage Without a New Appraisal in Florida: 3 Real Options That Work
Refinance a mortgage without a new appraisal in Florida and save $450–$650 in fees. Learn about FHA Streamline, VA IRRRL, and appraisal waivers for faster, cheaper refinancing.
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The Real Cost of Skipping Receipts: Tax Penalties for Self-Employed Workers in Illinois
Self-employed workers in Illinois face a $1,000 penalty for missing receipts, with higher fines for repeat offenses. Learn how to avoid costly tax mistakes.
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