School Loan Delinquency Rate Surpasses Credit Card Delinquency Rate
School debt is sometimes called “good” debt. It is debt that will help a person get ahead in the job market. However, it still needs to be honored.
Tag: debt
How to Pay Off Credit Card Spending from 2012 to 2013
If your credit card debt keeps you awake at night, here are three ways to pay down balances faster
The Best Credit Cards for Balance Transfers
If you overdid it and overcharged your gift budget, here’s a list of the four best credit cards for a balance transfer.
Consumer Finance Protection Bureau to Crack Down on Debt Collectors
The Consumer Finance Protection Bureau is now expanding its services one step out, and monitoring debt collectors
3 Tips for Getting Your College Student Their First Credit Card
Consider a few tips for getting your college student his first credit card.
What are the Biggest Financial Obstacles Faced By Young People?
Some of the key financial obstacles that are causing problems for young people today include the following;
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Pro Techniques for Managing Windfall Money Without Overspending in High-Cost States
Quick Answer For most people in high-cost states like California or New York, 5 is the best windfall money management strategy: delay spending, prioritize tax-efficient accounts,...
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How to Use a Credit Card to Build Credit Without a Secured Loan in 2026
See measurable FICO score gains in 3 to 6 months using an unsecured credit card responsibly. Skip the secured loan and build credit faster with the right strategy.
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The Hidden Retirement Risk of Working Part-Time After 62 in Texas
40% of Americans over 65 worked part-time in 2026, risking higher Medicare costs and reduced pensions in Texas.
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Why a 62-Year-Old in Colorado Switched from Medicare Advantage to a High-Deductible Plan in 2026
Updated July 2026 Key Takeaways $2,950 is the federally set calendar-year deductible for High-Deductible Medigap Plans F and G in 2026, per CMS fact sheet data. $9,250 is the...
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How to Refinance a Mortgage Without a New Appraisal in Florida: 3 Real Options That Work
Refinance a mortgage without a new appraisal in Florida and save $450–$650 in fees. Learn about FHA Streamline, VA IRRRL, and appraisal waivers for faster, cheaper refinancing.
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The Real Cost of Skipping Receipts: Tax Penalties for Self-Employed Workers in Illinois
Self-employed workers in Illinois face a $1,000 penalty for missing receipts, with higher fines for repeat offenses. Learn how to avoid costly tax mistakes.
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