Credit Card for Score Building: How to Choose One That Actually Boosts Your Score
Average FICO score is 713, but paying on time and keeping utilization under 10% can boost your credit score significantly.
Credit Tips To Simplify Your Life
You’ve probably heard tons of different credit tips, but here are three little tips to truly help simply your credit life.
Four Surprising Credit Card Perks
When you’re ready to apply for a new credit card, you may only consider the obvious perks – rewards programs, sign up bonuses, introductory interest rates, no annual fee.
Four Signs You Need a New Credit Card
There are no rules dictating how many credit cards you need in your name. Some people are fine with just one card, whereas others feel that multiple cards are a...
Do You Really Need a Credit Card?
I’ve come across a handful of people who didn’t have a credit card and had no intentions of getting one. And not because they had horrible credit.
Three Myths About Secured Credit Cards
You may not know much about secured credit cards, which are credit cards that require a security deposit and typically don’t involve a traditional check.
5 Practical Uses for Prepaid Debit Cards
Prepaid debit cards have come under fire for fees, with some critics complaining that they border on predatory lending.
Check Your Credit Card Statement for Mystery Charges
Don’t get hit by mystery charges. Make sure you check your credit card statement carefully and take other steps to protect yourself from fraud.
The Real Cost of Carrying Credit Card Debt
It’s definitely easier to use a credit card when shopping. You don’t have to worry about carrying cash, and if you and your spouse share a bank account, you can...
Is an Eighth Grader Too Young for a Credit Card?
For many 18 and 19-year-olds, getting a credit card is a rite of passage into adulthood. And as parents, it may come as no surprise when your older teens start...
Making Sure Your Credit Cards are Working for You
If you’re looking to get a new credit card, you may make the mistake of thinking that all credit cards alike. As a result of this thinking, you never fully...
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Most Recent
How Freelancers Can Use Business Credit Cards to Simplify Tax Season
Keep all deductible expenses on one statement to cut tax prep time and audit risk. Business credit cards for freelancers separate chaos from clarity.
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Balance Transfer Cards vs. Personal Loans: Which Clears Debt Faster?
For debts under $15,000, a 0% balance transfer card typically costs less in interest. But a personal loan wins if your balance is larger or credit score is below 670.
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Enhancing Your Credit Score
Comprehending your credit score and making informed decisions to elevate it, lays the foundation for financial stability and leverage its benefits.
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Understanding Consumer Credit: A Comprehensive Guide
Understanding the basics of credit and how it works can help you make informed decisions about how to use it.
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Four Things That Your Credit Report Does Not Show
For those who don't know and those who do know a lot about credit scores and credit reports, did you know these things don't show on your credit report?
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How Credit Scores Affect Your Non-Credit Life
Credit scores might just be three digit numbers, but see how these little numbers can have a huge affect on your non-credit life.
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