Mortgage Refinancing in 2026: When the Math Actually Makes It Worth Doing
Rates dropped to 6.49% in early 2026—but only 21% of homeowners benefit from refinancing. See if your break-even math works and what closing costs really mean.
The Rising Interest Rates Dilemma
There are widespread economic implications to rising interest rates. What most people will notice right away is that mortgages are getting more expensive.
Mutual Funds Inherent Flaw
Mutual funds are vulnerable to a “run on the bank” which, in this bond market, can leave the average investor without many options.
New-Home Sales Rose Higher Than Anticipated in May
The U.S. Department of Commerce reports that new-home sales in the U.S. gained 2.1 percent, which extrapolate into an annualized pace of 476,000 units. In April, completed sales increased 3.3...
“Credit Expert”: Rising Rates Are Bad For Housing
Wow, how can I become a “credit expert”?! It seems that the bar must be pretty low for entry into that profession. Here are some things you should know…
The Sunny Side of Flipping Houses
You could conclude either one of those scenarios if you woke up this Sunday morning and read the front page of the local newspaper, which pointed out “flipping houses” in...
Want to Sell Your ETF? Well……
Alas, with the recent volatility some of that “help” seems to be slogging through a bit of the fine print involved in one of their most popular concoctions…uh…I mean products....
When Buying a Lottery Ticket is a Better Way to Make Money
This came to my attention recently when I got yet another ad about how to buy and flip properties “for huge profits.” My fault, perhaps, since I subscribe to various...
Hold Your Breathe if You’re a “Yogic Real Estate Investor”
You probably do not associate yoga with money. But maybe you should. Why? Because one of the latest investment fads is using yoga to cope with your financial situations and...
Today’s Housing Market is not ‘Tulipmania’
Perhaps you are pessimistic in general or just when it comes to your real estate investments, which probably include housing. With everyone saying the market has hit bottom, and prices...
Wall Street Buyers Helping Drive Up Housing Prices
The housing market has been getting a lot of attention lately. Home prices are up significantly, new homes are being built at an increased pace, and the market just...
See More
Most Recent
Mortgage Basics – Reading an Amortization Table
Most borrowers don't should keep tabs on where their money goes to manage a home loan. Maybe giving a read on your amortization tables is in order.
Read More
Fannie Mae Posts Record Profits in the Second Quarter
Just a few years ago Fannie Mae was in a dire situation. They had gotten in over their head with subprime mortgages.
Read More
The Impact of Interest Rate Increases on Mortgage Applications
The lower the interest rate on a mortgage loan, the less a borrower pays monthly and over the life of the term.
Read More
Understanding What is APR and What is an Interest Rate
The interest rate on a home loan has a tremendous impact on how much you actually pay for the house.
Read More
Mortgage Basics – Using an Online Calculator for Mortgage Payment Estimates
Buying a house is one of the biggest decisions you'll ever make - and probably the largest purchase you'll ever make. Now you should think of the mortgage.
Read More
Tips for Evaluating an Investment Property
Getting the most amount of profit from an investment property is not going to come by accident – or luck.
Read More