What to Do If Your Credit Score is Too Low for a Conventional Mortgage?
In 2008, the minimum credit score required to get a conventional mortgage loan increased from 620 to 680, which made it difficult for people to get a loan.
Total Housing Starts Down but Single-Family Construction Strong
A 24.1 percent downturn in multifamily starts dropped the number of units to an annual rate of 277,000 and total housing starts to 890,000 units.
The Pros and Cons of Refinancing to a Shorter Term Mortgage
There are pros and cons to remortgaging your home loan to lower mortgage rates.
Getting Preapproved for a Mortgage Can Save You Money
By getting preapproved for a mortgage, you can save a considerable chunk of money, and find that home sellers are more interested in talking to you.
What To Do When You Cannot Make Your Mortgage Payments
Many people have been hit hard by the economy. Some are out of work and many are struggling to just make their mortgage payments.
5 Cities with the Lowest House Prices
Here are five cities with the lowest house prices where you may still be able to make your dream of owning a home come true.
Reasons to Update Homeowner’s Insurance and Re-evaluate It Often
Many of us are guilty of looking at homeowner’s insurance as a ‘one and done’ sort of thing. Thinking: you make the purchase, and get the insurance.
Case-Shiller Home-Price Index Shows the Glass Is Half …?
The S&P/ Case-Shiller Housing Price Report for November 2012 was released on Tuesday, January 29, 2013.
New Home Sales Decline in December
The Commerce Department latest data show that new home sales declined in December, falling to an annual rate of 7.3 percent or a seasonally adjusted 369,000 units.
Good News for New Home Starts Is Not Good Enough
2012 marked the end of the best year for new home starts since 2008.
What The “Fiscal Cliff” Agreement Means To Retirees
The best guess is that current retirees will not be impacted. But its only a guess. Who knows what can happen when the US Congress is in session?
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According to the U.S. Department of Labor’s (DOL) Employment Situation News Release, the U.S. labor market continues to show better-than-expected resiliency
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Bike, Car, or Public Transportation? — Part Two
There is a common dilemma when living in or near a major city: whether to own a car, bicycle to work, or take public transportation.
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CA Regulators Go After Bitcoin
In what seems to be a fishing expedition, California’s Department of Financial Institutions issued a cease and desist order to Bitcoin Foundation.
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You Are Never Too Old, Part 1
You're never too old to begin investing in real estate as long as you follow steps.
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Finding an Apartment — Part 2
The three main phases of an apartment hunt is identifying apartments that fit what you're looking for, taking a look at the apartment, and sealing the deal.
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Index Funds Are Overrated
Index funds have such a reputation as to almost require that a rhetorical halo be attached to any discussion regarding one. They're overrated if you ask me.
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