Private Mortgage Insurance: What It Costs and 3 Ways to Get Rid of It Faster
You can request PMI cancellation at 80% LTV—a full year before automatic termination kicks in at 78%. Here's what it costs and 3 ways to speed up removal.
Is Paying Down Your Mortgage Actually A Good Idea?
How could paying down or paying off your mortgage early be a bad idea? Well, here is actually why paying down your mortgage might not be the best idea.
Are Home Equity Loans Coming Back To Haunt Us?
Remember how popular those home equity loans used to be? Well its time to add another worry to the pile, as a corner of the housing bubble may still be...
Flipping Houses With NO Money – Is It Possible?
Do you keep hearing stories about flipping houses without your own money? Read on! We will tell you what we know.
Negative Interest Rates Next Step In Europe?
Just when you think it can’t get any more absurd in the Euro zone, there seems to be a trial being released suggesting that interest rates fall below zero.
What to Do If Your Credit Score is Too Low for a Conventional Mortgage?
In 2008, the minimum credit score required to get a conventional mortgage loan increased from 620 to 680, which made it difficult for people to get a loan.
Should I Get a Fixed-Rate or an Adjustable Rate Mortgage?
Most people rely on financing from a mortgage lender. And with a mortgage loan comes the next biggest question – a fixed-rate or an adjustable rate?
Housing Mistakes That Can Leave You Broke
with careful, smart planning, a house doesn’t have to drain your bank account – providing you can avoid these three common housing mistakes.
Should You Rent or Buy Your Next House?
Buying a house is the so-called American dream, and if you were to take a poll, most would likely agree that owning is the best move for their finances.
Is a No Closing Cost Mortgage Really Possible?
A no closing cost mortgage can save you thousands and put dreams of ownership back on the table. But is it really doable?
Fannie Mae and Freddie Mac Close to Repayment
Fannie Mae posted record second quarter profits. Those profits resulted in a dividend being paid back to the US Treasury.
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What Mortgage Lenders Actually Look at Beyond Your Credit Score
A 700 credit score won't guarantee approval. Lenders evaluate debt-to-income ratio, employment history, down payment, and reserves—here's what actually matters.
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Jumbo Mortgage vs Conforming Loan: Which One Do You Actually Need?
Loans over $832,750 require a jumbo mortgage with stricter credit, larger reserves, and higher down payments. Understand how loan size affects your rate, timeline, and closing...
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How a VA Loan Works for Military Homebuyers Who Have Never Used One
Nearly 90% of first-time VA loans close with zero down, and you'll skip the $150–$300 monthly PMI that conventional buyers pay. Here's how the benefit works.
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5 Things That Can Derail Your Mortgage Closing in the Final Days
14% of home purchases faced delayed closings in late 2025. See what derails deals in the final 72 hours and how to protect yours.
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Should You Lock Your Mortgage Rate Now or Float It a Little Longer?
At 6.49%, a small rate move shifts your monthly payment by $30–$50+. Here's how to decide whether locking in now makes sense for your situation.
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What to Do If Your Mortgage Appraisal Comes in Low in 2026: 3 Proven Alternatives
8.6% of home appraisals came in below contract price in 2024. Learn three alternatives to avoid price renegotiation or use cash to cover gaps.
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