Roth IRA vs Traditional IRA: Which Account Wins for Your Situation?
For most middle-income workers, Roth IRAs win because today's 12–22% tax rates beat deferring taxes to an uncertain future. See when Traditional makes sense instead.
Negotiating for a Used Car
Are you negotiating for a used car to get yourself a new vehicle? Here are some tips to help make your negotiations a success.
Where Can I Find Unclaimed Money?
Most of us are good at keeping track of our finances. However, if you sit down and think about all the different accounts that you have, you might be...
Companies Continue to Stockpile Cash
Smaller companies couldn’t handle the pressure, and they folded. Bigger companies restructured and began to stockpile cash.
Google’s Nexus Strategy
Google’s Nexus product line and many other products don’t seem to follow a coherent strategy, but the overarching goal is hidden under the mess of products.
Colleges That Offer the Best Return on Investment
College expenses can accumulate quickly, especially when no scholarships are involved. There are some schools that offer a better return on your investment than others, and a degree from...
Your IRA Has Made A Big Comeback: What Now?
IRA have made a comeback in a big way since 2008. So, how should you reinvest your gains?
Are You Wasting Money Trying to Beat the Market?
There is no fool proof method to beat the stock market. As with all things with risk, you may end up with more than you started or far less.
SAC Capital – How Should You Act in Response?
Should you change your investment strategy in the wake of SAC Capital? There is no need to overreact, but insider trading is certainly a serious concern.
$16.699 Trillion And…Not Counting: Debt Ceiling Hits Limit
With the debt ceiling about to collapse without a remedy from Congress, the gridlock in Washington may affect your savings and investments.
Your 401K: Don’t Forget, It’s Free Money
Don’t forget to contribute to your 401k at work. If you don’t, you’re giving up free money as many companies match your contributions.
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Most Recent
The Value of a Bond Ladder in Today’s Market
While it is undeniably true that the average government bond funds have fallen in value recently (especially when there are concerns about the Federal Reserve stopping its...
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Five Facts About Required Minimum Distributions for IRAs
Minimum required distributions are mandated for certain types of tax-deferred or tax-advantaged retirement accounts. If you are retired or you are getting older, it is important...
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Borrowing From (and Repaying) Your IRA
An IRA is intended to help you save for retirement and you are able to make tax-free contributions to an IRA with the idea that you will not begin taking money out of the account...
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Catch Up IRA Contributions
Investing for retirement is a very important goal for every worker, but unfortunately many people have a hard time saving as much money as they should. The pressures of buying a...
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Don’t Forget This Mess: Municipal Pension Funding Falls Again
As if investors don’t already have enough to worry about, a new report has some grisly numbers. With the stock market hitting highs and state and city taxes going higher, the...
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Are The Gold Bugs Wrong — Is Deflation Really The Threat?
Of course, the gold bugs and the deflation folks could both be right, but that takes a somewhat difficult bank shot to be so. And while that may be a terrific subject for a...
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