Assumable Mortgages Are Back: Could Taking Over a Seller’s Loan Save You Money in 2026?
A $300K balance at 3.25% saves ~$550/month versus today's rates—but the equity gap can hit $200K. Here's when an assumable mortgage actually makes sense in 2026.
What to Do If Your Credit Score is Too Low for a Conventional Mortgage?
In 2008, the minimum credit score required to get a conventional mortgage loan increased from 620 to 680, which made it difficult for people to get a loan.
Should I Get a Fixed-Rate or an Adjustable Rate Mortgage?
Most people rely on financing from a mortgage lender. And with a mortgage loan comes the next biggest question – a fixed-rate or an adjustable rate?
Housing Mistakes That Can Leave You Broke
with careful, smart planning, a house doesn’t have to drain your bank account – providing you can avoid these three common housing mistakes.
Should You Rent or Buy Your Next House?
Buying a house is the so-called American dream, and if you were to take a poll, most would likely agree that owning is the best move for their finances.
Is a No Closing Cost Mortgage Really Possible?
A no closing cost mortgage can save you thousands and put dreams of ownership back on the table. But is it really doable?
Fannie Mae and Freddie Mac Close to Repayment
Fannie Mae posted record second quarter profits. Those profits resulted in a dividend being paid back to the US Treasury.
PrimeRates Market Talk: Higher We Go? China And Europe Upbeat
In This weeks market talk Jack Boylan discusses the weekly goings on in the market including whats happening in Europe and China
Ex-Fed Official: Sorry About All That Quantitative Easing Stuff
an Ex-Federal Reserve official, Andrew Huszar, has come out against the endless Quantitative Easing programs.
PrimeRates Market Talk: Jobs, The Fed And France
About that government shutdown… Jobs surprised on the upside in a big way this morning with the October number beating the estimates by a whopping 100,000.
Investing in Real Estate With No Money
If you want to invest in real estate and have no money saved or set aside, sell your snowmobile or your jet ski or your sailboat.
See More
Most Recent
Guide to Selecting the Ideal Mortgage for You
The best mortgage for you will depend on your personal situation and preferences.
Read More
Five Ways to Messing Up Mortgage Refinancing
Its time to refinance your mortgage, but here are five ways to hurting yourself and messing up mortgage refinancing.
Read More
Six Tips To Selling In A Down Market
Selling in a down market is always difficult. Here are six tips to help you sell your home successfully during the hard times.
Read More
Four Ways To Make Renting With Bad Credit Easier
Renting with bad credit is always difficult. But, here are four ways to make it just a little bit easier.
Read More
Is Paying Down Your Mortgage Actually A Good Idea?
How could paying down or paying off your mortgage early be a bad idea? Well, here is actually why paying down your mortgage might not be the best idea.
Read More
Are Home Equity Loans Coming Back To Haunt Us?
Remember how popular those home equity loans used to be? Well its time to add another worry to the pile, as a corner of the housing bubble may still be ready to cause havoc. Back...
Read More